Fed Holds Rates at 3.75%–4% on Oct. 28, 2026: What It Means for Your Mortgage, Credit Cards and Savings
6 Comments on Fed Holds Rates at 3.756–46 on Oct. 28, 2026: What It Means for Your Mortgage, Credit Cards and Savings
The Fed kept rates at 3.75%–4.00% on Oct. 28, 2026, with two officials pushing for a hike. Here’s what it means for your mortgage, credit card APR, HELOC, car loan and savings, with dollar examples.
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How Mortgage Points Work: Cost, Break-Even Math and When They Pay Off
How mortgage points work, in plain English: what one point costs, how to calculate your break-even month on a $400,000 loan, when buying points pays off, and the IRS rules for deducting them.
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