Editorial Policy

Last updated: October 28, 2026

Our goal is simple: give American readers accurate, useful and easy-to-understand information about money. These are the standards we follow.

1. Primary sources first

We base our reporting on primary and authoritative sources, including the IRS, the Social Security Administration, the Consumer Financial Protection Bureau, the Federal Reserve, the U.S. Department of Education (StudentAid.gov), the Bureau of Labor Statistics and official lender disclosures. Each article lists its key sources.

2. Facts, not hype

We clearly separate confirmed facts from projections or estimates. We do not invent quotes, experts or statistics, and we don’t make promises about outcomes such as approval odds or returns.

3. How content is produced

Our articles are researched and drafted with the help of AI tools and checked against the primary sources cited in each article before publication. Figures, dates and program rules are verified with official sources.

4. Independence

Advertisers and partners have no influence over what we cover or what we say. Any sponsored content or affiliate relationship will be clearly labeled.

5. Updates and corrections

Personal finance rules change frequently. We update articles when important figures change, and when we find an error, we correct it promptly. If you spot something that looks wrong, please tell us through our Contact page.

6. Not advice

Our content is general information, not personalized advice. See our Disclaimer.