Student Loan Wage Garnishment Is Coming Back: How to Stop It Before Up to 15% of Your Pay Is Taken
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Defaulted on federal student loans? Up to 15% of disposable pay can be garnished. Here are the notice deadlines, worked examples and six ways to stop it.
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SAVE Plan Is Ending: Your Deadline, RAP vs. IBR Payments and What Happens If You Do Nothing
The SAVE plan is over. Here's how the deadline works, how RAP and IBR payments compare with real dollar examples, and what happens if you do nothing.
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Best Time to Refinance Student Loans Before Year-End 2026
As of this year, federal loan rates for the 2026–27 school year were set at roughly 6.52% for undergraduate direct loans and 8.07% for graduate unsubsidized loans, both fixed by formula rather than market conditions.
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Student Loan Defaults Are Back — What Borrowers Need to Know Now
If you're behind on federal student loans, or think you might be, here's exactly what's happening, what's changed most recently, and what you can actually do about it.
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