Effective Date: April 1, 2026

1. Commitment to Privacy At Loan Wise USA, we value your trust and are committed to protecting your personal and financial information. This Privacy Policy describes how we collect, use, and share information when you visit our website or interact with our mortgage professionals.

2. Information We Collect We collect information to provide better services to all our users. This includes:

Personal Identifiers: Name, mailing address, email address, and phone number.
Financial Information: When you inquire about a loan, we may collect data regarding income, assets, and employment history to provide accurate quotes.
Technical Data: IP address, browser type, operating system, and browsing behavior collected via cookies and web beacons.

3. How We Use Your Information We use the information we collect for the following purposes:

To process and manage your mortgage inquiries or applications.
To personalize your experience and provide relevant financial content.
To communicate with you regarding loan status, updates, or promotional offers.
To improve our website’s functionality and security.
To comply with federal and state regulations, including the “Know Your Customer” (KYC) and Anti-Money Laundering (AML) laws.

4. Information Sharing and Disclosure We do not sell, rent, or trade your personal information to third parties for marketing purposes. We may share information with:

Affiliates and Service Providers: Companies that help us with credit reporting, appraisals, and title services.
Legal Authorities: When required by law, subpoena, or to protect the rights and safety of Loan Wise USA and its clients.
Business Transfers: In the event of a merger, acquisition, or sale of assets.

5. Data Security We implement a variety of security measures to maintain the safety of your personal information. We use advanced encryption (SSL/TLS) for data transmission and restrict access to personal data to only those employees who need it to perform a specific job function.

6. Cookies and Tracking Technologies Our website uses cookies to enhance user experience. You can choose to set your web browser to refuse cookies; however, note that some parts of the site may not function properly without them.

7. Your Rights and Choices Depending on your state of residence (e.g., CCPA for California residents), you may have the right to:

Request access to the personal data we hold about you.
Request the correction of inaccurate information.
Request the deletion of your data, subject to certain legal retention requirements.
Opt-out of receiving promotional emails by following the “unsubscribe” link.

8. Changes to This Policy Loan Wise USA reserves the right to update this Privacy Policy at any time. We encourage users to frequently check this page for any changes to stay informed about how we are protecting the information we collect.