Best Time to Refinance Student Loans Before Year-End 2026
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As of this year, federal loan rates for the 2026–27 school year were set at roughly 6.52% for undergraduate direct loans and 8.07% for graduate unsubsidized loans, both fixed by formula rather than market conditions.
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Student Loan Defaults Are Back — What Borrowers Need to Know Now
If you're behind on federal student loans, or think you might be, here's exactly what's happening, what's changed most recently, and what you can actually do about it.
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